If you are like many investors out there, you may be watching key financial markets from a distance, still unsettled by the downturn of several years ago and left wondering about your investment strategy. This is not the moment to be passive—now is a great time to assess your situation, explore the current landscape, and [...]
New research confirms a reality millions of Americans already know: Many households are worse off today than they were during the peak of the recession just a few years ago.1 During the recession, real median household income dropped by 3.2%, from $55,309 in December 2007 to $53,518 in June 2009. However, during the “recovery” period [...]
Proper long-term financial planning requires time, skill, discipline, and confidence — a combination that many individuals may lack. It’s understandable that so many individuals are reluctant to take on the responsibility of researching and implementing their own investment programs. If you find yourself in this situation, it may make sense to consider working with a [...]
For today’s investors, market volatility is a fact of life. Those saving for long-term goals can usually overlook temporary volatility — even the wide fluctuations of recent weeks — in the interest of long-term gain. But for retirees, who increasingly rely on their investments to fund their living costs, market volatility can mean the difference [...]
I’m from the latter half of the boomer generation and I always felt like retiring in the traditional sense was something I did not want to do. I get this image of someone sitting around in front of the television watching the weather channel all day, getting sick and then dying. When I looked up the definition of retirement in [...]
Most retirement-minded Americans might not see the connection between physical fitness and retirement planning, except for the fact that both can make them sweat! For too many Americans, particularly the 78 million baby boomers, the process of planning for retirement is about as appealing as exercising and getting fit; something achievable but also easy to [...]
As you move through your peak earning years, you’ll probably see your net worth steadily rise. At the same time, you’ll still have some work to do before you realize your financial goals. That’s why it’s important to have a solid plan in place. Here are some steps to help keep your portfolio on track. [...]
Currently in our society we are obsessed with and reverential about being young. Award-winning photographer and filmmaker Andrew Zuckerman set out in pursuit of wisdom, filming and photographing 50 of the greatest creative, spiritual and intellectual minds the world has ever known. Watch the clip from the Movie DVD that comes with the book. Read more: Widsom [...]
Not that long ago, retirement meant long days punctuated by occasional games of golf and bridge. But today, with lengthening life expectancies and dwindling pensions, many Americans are looking to retirement as an opportunity to start a new business. Common Characteristics Older entrepreneurs differ from their younger counterparts in several critical ways. For one, seniors [...]
The Great Recession has many older Americans considering the prospects of staying in the workforce past their normal retirement age. But working past your normal retirement age is not a new necessity. According to the Social Security Administration, nearly 31% of individuals between the ages of 70 and 74 reported income from earnings in 2008, the [...]
If you don’t like the word “Retirement” and your goal is to spend more time on your life passions and pursuits then you should get to know Ruth Cameron!
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