Although employment trends have improved recently, there remain millions of people who work part time, are employed in temporary jobs, or are self-employed, frequently without employer-sponsored benefits.1 This situation presents a challenge when planning for retirement, health insurance, and other areas. But with careful planning, you may be able to continue investing for your later years, [...]
It’s not your imagination: The stock market is bumpier than normal. The U.S. economy can’t find its footing — and every piece of bad news, whether at home or abroad, has the potential to send the markets reeling. All that volatility can make it tough on investors to stay the course. Historically speaking, the market [...]
Of the top-selling ETF strategies to emerge on the investment scene in 2011, many are first-of-their-kind innovations. For instance, the Asia Local Debt ETF (ALD) from WisdomTree Investments topped the list of launches with $470.98 million in net flows as of June 30, while the Managed Futures Strategy Fund (WDTI) from the same firm came [...]
Most investors have a process for purchasing an investment. It usually involves performing research, comparing similar investments or investment types, and considering a number of more personal factors, including time horizon, risk tolerance, and goals. Few investors, however, have a tried-and-true process for selling an investment. Yet knowing when to sell can be every bit [...]
The stock market volatility of the past decade has caused many investors to question how much of their portfolios should be allocated to equities. If the equity markets are making you nervous, it’s important to understand that there are alternatives. Many investors are turning to alternative investments, which, when used along with stocks, may increase [...]
For today’s investors, market volatility is a fact of life. Those saving for long-term goals can usually overlook temporary volatility — even the wide fluctuations of recent weeks — in the interest of long-term gain. But for retirees, who increasingly rely on their investments to fund their living costs, market volatility can mean the difference [...]
Model Wealth Portfolios (MWP) has been awarded the Advisory Solutions Product of the Year by Money Management Institute (MMI), the leading national organization for the advisory solutions industry. This prestigious industry award is granted to the firms that launched the most innovative advisory platform that contributed to the growth of the industry. This year, LPL [...]
Most retirement-minded Americans might not see the connection between physical fitness and retirement planning, except for the fact that both can make them sweat! For too many Americans, particularly the 78 million baby boomers, the process of planning for retirement is about as appealing as exercising and getting fit; something achievable but also easy to [...]
Pursuing short-term financial goals — those that you’d like to achieve within one to five years, such as a down payment on a home or car — can require a different strategy than pursuing long-term goals. Here are some steps to help you save and invest when you’re going to need your money sooner rather [...]
Because fees are deducted from your account balance, they reduce your total return and, ultimately, the size of your nest egg when you retire. Consider how just a one percentage point difference in fees – for instance .5% vs. 1.5% – could affect your account over time. Assuming an average annual return on a hypothetical [...]
If you don’t like the word “Retirement” and your goal is to spend more time on your life passions and pursuits then you should get to know Ruth Cameron!
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