Although employment trends have improved recently, there remain millions of people who work part time, are employed in temporary jobs, or are self-employed, frequently without employer-sponsored benefits.1 This situation presents a challenge when planning for retirement, health insurance, and other areas. But with careful planning, you may be able to continue investing for your later years, [...]
When reviewing the impact of taxes on your investments, it is important to understand that many items currently in the federal tax code are scheduled to expire after December 31, 2012. Although future actions to amend tax rules are anyone’s guess, keeping abreast of developments in this area may be to your advantage. Consider the following [...]
At first glance, the latest effort to stimulate the nation’s ailing housing market seems like a cure for the millions of beleaguered homeowners who owe more on their mortgage than their home is worth. The bulk of the $26 billion settlement will go to two groups: people who are behind in their payments and under [...]
If you are like many investors out there, you may be watching key financial markets from a distance, still unsettled by the downturn of several years ago and left wondering about your investment strategy. This is not the moment to be passive—now is a great time to assess your situation, explore the current landscape, and [...]
A new study conducted by the Pew Research Center indicates that many of the themes raised by the Occupy Wall Street movement over the past several months resonate with the American public.1 Yet despite our economic challenges, we continue to reject the idea that America is a nation of “haves” and “have-nots.” Wall Street on [...]
The implementation of the Patient Protection and Affordable Care Act (PPACA) is likely to trigger change in a medical insurance landscape that, until now, has been dominated by employer-sponsored plans. But plan sponsors are not sitting pat. Many either have implemented, or plan to activate, alterations to their existing medical plans, largely to avoid an excise [...]
Mistake #1: Focusing on everything else instead of your relationship with money. What I mean by your “relationship with money” is how you personally approach your economic activities like: how you earn money, how you spend it, save it or give it away – and the thoughts and feelings associated with those activities. What I [...]
Although most Americans will not have to worry about 2012 taxes until early 2013 when 2012 tax returns are due, self-employed individuals or anyone who must pay quarterly tax payments will want to plan ahead. And there’s good news for those that do. The IRS recently announced cost-of-living adjustments for the 2012 tax year that [...]
It’s not your imagination: The stock market is bumpier than normal. The U.S. economy can’t find its footing — and every piece of bad news, whether at home or abroad, has the potential to send the markets reeling. All that volatility can make it tough on investors to stay the course. Historically speaking, the market [...]
Of the top-selling ETF strategies to emerge on the investment scene in 2011, many are first-of-their-kind innovations. For instance, the Asia Local Debt ETF (ALD) from WisdomTree Investments topped the list of launches with $470.98 million in net flows as of June 30, while the Managed Futures Strategy Fund (WDTI) from the same firm came [...]
If you don’t like the word “Retirement” and your goal is to spend more time on your life passions and pursuits then you should get to know Ruth Cameron!
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Yours, Mine and Ours
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